As we approach the end of 2014 it is interesting to note the range of expectations for 2015, from the various industry sectors, now beginning to emerge in the press. It is, as usual in South Africa, not straightforward. We face an array of challenges, many of our own making, aside from the vagaries of the global outlook. The two editorials below illustrate these opinions. The potential is there for an improvement over 2014, despite the challenges. But it will require some effort from government and the private sector.